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In today’s business landscape, a cyber-attack isn’t a matter of “if”—it’s a matter of “when.”  From small nonprofits to multi-million-dollar companies, no organization is immune to digital threats. In fact, over 43% of cyberattacks now target small and mid-sized businesses , with recovery costs averaging $280,000 per incident . Many never reopen their doors. Whether it’s ransomware, data theft, or internal negligence, the financial and reputational fallout from a cyber breach can be devastating. But it doesn't have to be. In this article, we’ll break down the most common types of attacks hitting businesses in 2025, what went wrong in recent real-world cases, and how you can crisis-proof your operations using actionable, cost-effective cybersecurity and IT compliance strategies.

Every year, billions of dollars in Research & Development (R&D) tax credits go unclaimed—not because businesses don’t qualify, but because they don’t realize they do. Many small and mid-sized business owners assume R&D credits are reserved for Silicon Valley tech giants, pharmaceutical firms, or companies with formal research labs. In reality, the R&D Tax Credit is one of the most accessible, powerful, and underutilized tools in the U.S. tax code—and it’s available to businesses in manufacturing, software development, architecture, food science, engineering, construction, and more. If your company builds, improves, tests, or designs any product, process, or software—whether on-site or remotely—you may already qualify. And the savings can be substantial: $10,000 to over $250,000 per year, depending on wages, materials, and innovation costs. As of 2025, even pre-revenue startups can claim the credit against payroll taxes—giving early-stage businesses a valuable source of non-dilutive cash flow when they need it most. In this blog, we’ll unpack exactly what the R&D Tax Credit is, what counts as qualified research, how much you can save, and how ATG Advisors helps companies of all sizes take advantage of this strategic opportunity

The Health Insurance Portability and Accountability Act (HIPAA) has always been a cornerstone of patient privacy and healthcare data protection. But in 2025, compliance is no longer just about having the right paperwork—it’s about managing cybersecurity, operational risk, and regulatory scrutiny in real time. As ransomware attacks on hospitals rise and telehealth becomes more prevalent, healthcare providers—from private practices to large medical systems—must evolve their compliance strategies or risk severe penalties. With potential fines ranging from $137 to $50,000 per violation, and breaches now averaging $10.93 million in total damages, HIPAA is no longer a checklist—it's a critical business strategy. Whether you're a physician group, clinic, health tech startup, or behavioral health provider, this guide breaks down what you need to know about HIPAA compliance in 2025 and how to protect your patients, your practice, and your bottom line.

Introduction

Financial audits can feel daunting—even for well-managed organizations. Whether it’s your first audit or your tenth, preparing ahead of time is essential to avoid last-minute stress, compliance risk, or reputational damage. For nonprofits , healthcare providers , municipal vendors , and growth-stage businesses , audits are often required for grant funding, investor due diligence, or regulatory compliance.

In an era where talent retention , budget efficiency , and regulatory compliance are top priorities, nonprofits are under more pressure than ever to do more with less. Whether you're managing a healthcare nonprofit, religious organization, foundation, or educational institution, finding creative ways to stretch limited dollars without compromising employee benefits is critical.  One of the most overlooked strategies nonprofits can leverage is the Section 125 Cafeteria Plan . These pre-tax benefit programs allow employees to cover eligible health and dependent care expenses with pre-tax dollars , while also reducing the employer’s share of payroll taxes. For nonprofits—who often compete with for-profit entities on talent but can’t match them on salary—this tool is a game-changer . In this blog, we’ll break down what a Section 125 Plan is, why it’s ideal for nonprofit organizations, and how to implement one for your team in 2025.

Learn how to reduce payroll costs without layoffs by leveraging tax strategies, benefits optimization, and automation. Keep your team intact while improving cash flow and funding growth.

Discover how the Business Compliance & Continuity Risk Assessment (BCCRA) by ATG Advisors helps organizations identify and fix compliance gaps, reduce audit risk, and strengthen operational resilience.